MONEY MANAGER Terms & Conditions
Please read these Terms & Conditions carefully before applying for your card. If you are under 18 we recommend that you speak with your parent or guardian before you apply for your card.
General Terms & Conditions for Prepaid Reloadable Visa Cards from Cornèr Banca SA
1. General /Card Issuance
On acceptance of the Card Application, Cornèr Banca SA (hereinafter referred to as "the Bank") shall issue in favour of the card applicant and deliver to Yes Money SA, 6900 Lugano, Switzerland and/or Yes Group UK Ltd. (both hereinafter referred to as “Yes Money”) a personal and non-transferable Visa Prepaid Card (hereinafter referred to as "the Card"). The Card shall remain the property of the Bank and shall be issued against payment of an issue and activation fee set by Yes Money. This fee shall include the fee for the issuance and use of the Card as well as the fee for the services rendered by Yes Money. The Bank authorises Yes Money to collect from the Cardholder the bank’s fees concerning the issuance and use of the Card. The Card must be kept in a safe place and protected against unauthorised access or use by third parties. The Cardholder shall receive a secret personal identification number (hereinafter referred to as "the PIN") under separate cover. The Cardholder shall inform Yes Money, as the responsible service provider of the Bank, immediately and in writing of any changes in the information provided on the Card Application, in particular of changes in personal data or address. The Cardholder shall be liable with regards to payment to Yes Money of the annual fee and all obligations arising from the use of the Card and from these Terms and Conditions.
2. Validity/Spending Limit/Reloading
The Card shall remain valid until the date engraved upon it and shall be automatically renewed unless it is cancelled in writing no later than two months before it is due to expire. The Bank reserves the right at its discretion not to renew the Card. The Cardholder shall undertake to sign the Card as soon as he/she receives it. If the Card is renewed, the balance of the old card shall be transferred to the new card, after deduction of the annual fee. The Card can be used with an initial spending limit which corresponds to the amount transferred by the Cardholder. The spending limit shall decrease as card usage increases but shall rise as subsequent transfers (hereinafter referred to as "reloads") are made to the Card. The spending limit does not earn any interest. Card spending above the spending limit shall not be allowed; should this limit nevertheless be exceeded, the Cardholder shall repay the excess amount immediately and in full. The initial load amount, any subsequent reloads, maximum monthly reloads as well as maximum total Card balance shall be subject to the amounts, limits and charges listed in the separate table, displayed herein.
3. Use of the Card
The Cardholder is authorised to purchase goods and services from affiliated merchants as well as to withdraw cash advances from authorised banks worldwide, provided that they are equipped with the electronic acceptance device for Visa Cards. With the Card and his/her own PIN, the Cardholder may make cash withdrawals from automatic teller machines (ATMs). The Cardholder shall neither write down his/her PIN anywhere nor disclose it to anyone, not even to persons claiming to work for Yes Money or the Bank and identifying themselves as such. The Cardholder shall be liable for all consequences resulting from the failure to comply with the obligation to safeguard the PIN and/or the Card. The amount in cash that may be withdrawn shall be set by the Bank in each individual case, irrespective of the Card spending limit. Yes Money shall charge a fee for withdrawals of cash as indicated on the separate table. Some ATMs may charge an additional fee which is not included here. Affiliated merchants and authorised banks shall be entitled to require proof of identity. By signing the appropriate voucher when using the Card or by using the PIN, the Cardholder acknowledges the correctness of the amount. Moreover, the Cardholder shall acknowledge the validity of transactions carried out with the Card or with the Card details but without a signature or use of the PIN (on the Internet or over the telephone). The Cardholder shall irrevocably authorise the Bank to pay this amount to the affiliated merchant or authorised bank. The Cardholder becomes a debtor of the Bank with regard to the amounts paid by the Bank. The Bank reserves the right not to honour any vouchers which do not comply with these General Terms and Conditions. The Card merely functions as a cashless means of payment. The Bank shall not be held liable for any transactions conducted with the Card. In particular, the Cardholder shall acknowledge that the Bank is not liable even if, for any reason, the affiliated merchants or authorised banks do not accept the Card, or accept it only partly. The Cardholder shall further acknowledge that the Bank is not liable in such an event and shall not file any complaint with the Bank in connection with the vouchers themselves and/or the card usages relating thereto. This shall also apply in the case of late delivery of, or failure to deliver, goods or services. In the event of disputes or complaints of any kind concerning goods or services, or the exercise of any right in this connection, the Cardholder shall contact exclusively the affiliated merchant and/or authorised bank. In particular, the Cardholder shall not be released from his obligation to pay the Bank the amounts shown on the statements in case of any disputes that may arise. Use of the card is not covered by the Financial Services Compensation Scheme. The Card may only be used for transactions which are lawful.
4. Processing of Transactions/Verification of the Balance
All purchases and other transactions made with the Card or with the details on it, as well as all payments, will be treated based on the value and date according to the date of the accounting entry. For card usage conducted in other currencies (other than £ Sterling), the Cardholder shall accept the exchange rate used by the Bank. The Cardholder may at any time view the balance of his Card by means of online access functionalities made available on the website hosted by Yes Money. The balance includes all transactions notified to the Bank up to the evening of the previous working day. The statement shall be regarded as approved unless it is contested in writing immediately but at any rate no later than 30 days following the accounting entry date. Late notification of contested items shall not be considered.
5. Refund of Balance
Should the Card be cancelled, the Cardholder may ask for reimbursement of the remaining balance after deduction of administrative expenses as indicated in the table.
6. Loss of the Card
If the Card is lost or stolen, the Cardholder must report the event immediately to Yes Money by telephone on 0845 521 2341 (+44 845 521 2341 from outside the UK), with subsequent confirmation in writing. In the event of theft, the Cardholder must also report the theft to the police. Until such time as the Bank receives such notification of the loss/theft, the Cardholder shall be liable for any fraudulent use of the Card. He shall not be deemed liable if he has exercised all due care in safeguarding the Card. The Cardholder will be charged with the amount as shown in the table for the replacement of a Card. In principle, such a replacement shall not be made until 7 days following such a request.
7. Blocking of the Card
The Bank reserves the right at its discretion to block and/or recall the Card of the Cardholder at any time, without advance warning and without having to give reasons. Its decision cannot be contested. The Bank shall not be held liable for consequences which might arise for the Cardholder as a result of the blocking or recall of the Card. The use of a blocked card is unlawful and may result in prosecution, as may the obligations incurred by the Cardholder as a result. The Bank reserves the right to provide the affiliated merchants and authorised banks with any information they may require to obtain the amount due directly from the Cardholder.
8. Consent/Transferability/Confirmation/Place of Jurisdiction/Other Conditions
The Bank and/or Yes Money shall be authorised to record telephone conversations between it and the Cardholder on quality assurance and security grounds, to store these recordings on data media and to keep them for one year. Moreover, the Cardholder certifies the data furnished on the Card application to be correct and authorises the Bank to obtain from public offices, banks and authorised third parties any information deemed necessary for the review and verification of the application. The information and data disclosed to third parties shall, in principle, only be used for the collection and performance of outstanding claims. The Cardholder has read and understood these General Terms and Conditions and accepts them in full by submitting his or her Card Application. In addition, he shall receive a further copy of these General Terms and Conditions together with his Card. By signing and/or using the Card, the Cardholder confirms acceptance of the General Terms and Conditions. The Bank reserves the right to amend these General Terms and Conditions at any time. The Cardholder shall be informed of such changes by circular letter or in some other appropriate form. The changes shall be regarded as accepted if the Cardholder raises no objection within 30 days of notification. All legal relations between the Cardholder and the Bank shall be subject to Swiss law. The place of performance, the place of special proceedings for the collection of debts owed by Cardholders residing abroad and the exclusive place of jurisdiction for all disputes shall be Lugano, Switzerland. The Bank shall, however, also have the right to take legal action against the Cardholder in the competent court of his place of residence or in any other competent court.
Table of Maximum Charges and limits
| To receive your card | Standard | THANK YOU* Promotion |
| Card issue & activation (with Standing Order) | FREE | FREE |
| Card issue & activation (without Standing Order) | £9.95 | FREE |
| Annual card management 1st year free | £4.95 | NO CHARGE |
| Membership to Money Off and Money Back schemes | FREE | FREE |
| To load your card | ||
| At the stadium | £0.50 | |
| Over the counter at the Bank | £1.00 | |
| Bank transfer | 3% (min £1.00) | |
| Standing Order | 3% (min £1.00) | |
| Online by debit card | 3% (min £1.00) | |
| Online by credit card | 3% (min £2.00) | |
| Withdrawing cash | ||
| Cash withdrawal UK | 99p | |
| Replacement card | £4.95 | |
| Cash withdrawal abroad | £1.99 | |
| Other charges and limits | ||
| Paper statement | £3.00 | |
| Replacement card | £4.95 | |
| Cancelling a card | £4.95 | |
| Helpline (from standard BT line) | 10p/min | |
| Maximum card balance | £3,500 | |
| Minimum top-up | £10.00 | |
*The THANK YOU promotion is available to Season Ticket Holders and is by invitation only
Additional Terms & Conditions for the Yes Money prepaid reloadable cards
Transmission of Documentation and Identification Tools
The Cardholder authorises the bank to transmit directly to Yes Money all kinds of documentation and information (included also requests of authorised third parties) related to the Card and any identification tools of the Cardholders (e.g. Card, PIN, etc.) Upon transmission to Yes Money by the Bank such documentation and information is considered to have been successfully delivered to the Cardholder. Yes Money will deliver such documentation and tools to the Cardholder by adopting appropriate security measures. The card will be posted to the address shown on the application form. The PIN will be sent separately once the applicant has confirmed receipt of the card. Yes Money do not know the PIN number.
Information to Yes Money
The Cardholder authorises the Bank to make available to Yes Money, any information related to the Card, in particular information concerning card issuance, card use, reloadings, etc., in order to enable Yes Money to administer its relationship with the Cardholder. Yes Money will make available to the Cardholder a monthly e-statement which will include all card usages, reloadings, charges and fees. Yes Money will process initial loadings and subsequent reloadings on his behalf. Yes Money will make available to the cardholder, at any time, the card balance and the e-statements, either through its Call Centre or through its website. The Cardholder shall pay to Yes Money the fees concerning the issuance and use of the Cards as well as the services rendered by Yes Money. With regard to the services rendered the Bank receives recompense from Yes Money and respectively Yes Money receives recompense from the Bank. However, the Bank and/or Yes Money has no obligation to report to the Cardholder on the payment of such amounts. The Cardholder waives any claims to any such recompense.
Data Protection
Yes Money are registered with the Information Commissioners Office and as such are committed to maintaining personal data in accordance with the requirements of the Data Protection Act and will take all reasonable steps to ensure that data is kept secure at all times. Unless required by law, or elsewhere in these terms and conditions, personal information will not be passed to anyone without the cardholder’s permission. To comply with Anti-Money Laundering Regulations, Yes Money, on behalf of the Bank, are required to verify the applicant’s and cardholder’s identity and may use a recognised agency for this purpose (details of the agency used will be provided to you on request).
Monthly Report
The monthly report contains card usages, reloadings, charges and fees. Such report will be made available to the Cardholder on the web site hosted by Yes Money and is for information purposes only. In the event of discrepancies with the internal accounting records of the bank, the latter shall prevail.
Cardholder communications and enquiries
All communications, requests and enquiries by the Cardholder to the Bank shall be directed through Yes Money at the address shown below.
Yes! Group UK Limited
PO Box 257
Hythe
UK
CT21 9AF
Telephone: 0871 971 1900
(calls charged at 10p/min from a standard BT landline, other networks
may vary)
Email : info@wolvesprepaid.co.uk
MONEY BACK Terms & Conditions
1. MONEY BACK is provided by The Wolves Card. MONEY BACK is subject to the terms and conditions set out below.
2. You must be over 18 and a UK resident to become a member of MONEY BACK.
3. Each offer or promotion on MONEY BACK is subject to its own terms and conditions - they are shown on each offer. By taking up any offer or promotion, you will be accepting the terms and conditions of that offer./
4. We collect and use your data according to the privacy policy detailed in the MONEY MANAGER terms and conditions.
5. MONEY BACK is a cashback programme run by Submission Technology Limited and operates under separate terms and conditions below.
TERMS AND CONDITIONS FOR USE OF THE CASHBACK PROGRAMME
1. This rewards program (the "Rewards Program") is an online service provided by Submission Technology Limited ("Us/We/Our"), whose office address is The Studio, Mill Yard, Swan Street, West Malling, Kent, ME19 6LP, e-mail info@wolvesprepaid.co.uk, (Information Commissioner's Office registration number Z7981900) for and on behalf of Yes! Money (“YM”), administrators of The Wolves Card.
2. The Rewards Program enables providers of goods and services ("Participating Retailers") to promote and offer them ("Participating Retailer Goods/Services") for sale online to you in conjunction with certain rewards ("Cashback Rewards").
3. Participating Retailer Goods/Services are available online as part of the Rewards Program through membership of MONEY BACK, an online club operated by The Wolves Card ("MONEY BACK").
4. The Rewards Program involves the payment of commission to Us by Participating Retailers in respect of your Approved Transactions for which We credit you with Cashback Rewards.
5. "Approved Transactions" are only those that are tracked transactions between you and Participating Retailers concluded via the MONEY BACK scheme; and made in accordance with these Rules, the terms of any Participating Retailer's promotion and any other terms and conditions applicable to the use of MONEY BACK; and confirmed by the Participating Retailers as no longer capable of being cancelled by, credited to and/or refunded to you, whether in whole or in part.
6. Without in any way limiting or exemplifying what may not qualify as Approved Transactions the following shall specifically not qualify as Approved Transactions: transactions made when you have more than one Account concurrently in existence; transactions in respect of which you have not initiated transaction tracking; transactions in respect of which the data necessary to enable Cashback Rewards to be credited to your Account has been corrupted, damaged or lost; transactions, which are or which We reasonably believe are conducted by you with a purpose which is unethical and/or intended to obtain Cashback Rewards dishonestly and/or in a manner contrary to the spirit or letter of these Rules.
7. You understand that the Rewards Program is integral to your MONEY BACK membership and your contractual relationship is with YM and, your personal data will be controlled by YM and processed by Us on YM's behalf, as well as shared with Participating Retailers as necessary for the purposes of performing Our obligations to you under the Rewards Program
8. To enjoy the Rewards Program, you must register through the MONEY BACK registration process under your proper legal identity and in doing so you agree to abide by all of these terms and conditions which shall govern your use and enjoyment of the Rewards Program and are referred to below as the "Rules".
9. We shall be entitled to amend these Rules from time to time, and shall notify you of any changes, following which your continued use of the Rewards Programme shall be subject to these Rules as amended.
10. You are only eligible to join and continue to take part in the Rewards Program if you are over 18 years of age, have your permanent place of residence at an address in the UK and maintain with YM and Us a valid and subsisting email address. Your email address will be used to send you regular Rewards Program member's offers. You will be given the option to opt-out of receiving these members newsletters. You warrant to Us that whilst a participant in the Rewards Program all of the information you provide in connection with it shall be at all times true and correct to the best of your information, knowledge and belief.
11. When you complete an Approved Transaction, resulting in the payment of commission to Us by Participating Retailers then you will be entitled to a Cashback Reward in accordance with the terms of the Participating Retailer's promotion.
12. Unless otherwise specifically stated, You should assume that the calculation of cashback excludes postage and delivery costs and the VAT element of a sale.
13. Cashback Rewards shall be owned by Us and held by you in an account created for you by Us when you register ("Account"). Only Cashback Rewards obtained from Approved Transactions shall be credited to your Account.
14. We will use reasonable endeavours to ensure advertised Cashback Rewards are correct. We are not responsible for incorrectly advertised Cashback Rewards.
15. Your failure to correctly follow any required instructions or conditions may result in no Cashback Rewards being credited to your account for which you will have no recourse against Us, YM or Participating Retailers.
16. You accept that in some cases there may be a delay or failure to credit Cashback Rewards to your Account due to a Participating Retailer's failure to provide information to Us. Whilst We shall use reasonable endeavours to recover Cashback Rewards for non-tracked transactions We shall have no responsibility or liability for such delay or failure.
17. Whilst many Participating Retailers report cashback credits within a few days of an Approved Transaction being completed, some do not report them to Us until their returns period has expired. In the event that you completed an Approved Transaction in full compliance with all associated conditions and the Cashback Reward is not pending as a credit to your Account then in order to resolve it your only option is to open a 'missing transaction' support ticket on Our website as a result of which We will then attempt to make recovery from the Participating Retailer. However, We make no warranty or representation and offer no assurance or guarantee that the Cashback Reward will be credited to your account as a result. We cannot support 'missing transaction' support requests where the transaction occurred more than 90 days ago.
18. Transactions that are marked with a pending status in your account are awaiting final confirmation from the retailer. This is an automatic process and there is little we can do to expedite the process. We will not accept support tickets on pending transactions until they have aged a minimum of 120 days and no older than 180 days.
19. You are not entitled to a Cashback Reward in respect of Approved Transactions for which We do not receive the whole of the commission due from the Participating Retailer.
20. You are required to use the Rewards Program in an ethical manner and should accounts be used to purposefully defraud or inflate cashback earnings with Participating Retailers then duplicate transactions will be removed and/or your account subject to termination.
21. We are responsible for keeping your Account accurate and up-to-date in accordance with these Rules. We may adjust the balance of your Account in respect of non-payment from Participating Retailers, refunds or returned products, suspected or actual dishonesty, and/or mistakes, including but not limited to, accounting errors. You understand that running a Rewards Program can be technically complex, and that in the course of so doing information may be withheld, provided or received in good faith by any of the participants in it, which may lead to the balance of your Account being inaccurate from time to time. You and We will use reasonable endeavours to deal with and rectify Account inaccuracies, and you agree that We shall have no liability to you or any third party in respect of them, including Our inability to rectify them to your satisfaction.
22. You shall contact Us only and shall not directly contact Participating Retailers or YM in connection with any aspect of the Rewards Program, whether for the purposes of raising a query, seeking further information or making a complaint/claim.
23. You are responsible for the security of your Rewards, and you agree that you will not transfer them to any other person, barter them for goods or services or deliberately or negligently enable any other person to obtain the benefit of Rewards awarded to you with or without your consent and that you will keep your Account details private and secret from others.
24. Each month and 30 days in arrears, we will review the balance of Cashback Rewards credited to your Account and you will be sent a payment direct to your Wolves Card in pounds sterling in an amount equivalent to the then balance of your Account subject to each of the following criteria being met: (i) the balance of Cashback Rewards for that month earned from Approved Transactions is greater than £25; and (ii) each of the Approved Transactions in respect of which the Cashback Rewards have been credited for that month occurred more than 30 days before; and (iii) you have activated your account and updated your account profile to include your full postal address in accordance with the instructions supplied as part of the Rewards Program and available from the MONEY BACK website. If the balance of your account is £25 or less or greater than £25 but has not met 24(ii) and/or 24(iii) then the balance will be carried forward to each next monthly accounting period without any payment to you until it exceeds £25 and meets 24(ii) and
24(iii) above.
25. Your cashback payment will be credited to your Wolves Card. You acknowledge that in the event that you cancel your Wolves Card your payment cannot be re-issued.
26. Upon remittance of the payment to you, the balance of your Account in respect of which it has been issued will be reduced to zero.
27. Where We have paid money to you in respect of Cashback Rewards that are subsequently reversed or cancelled by a Participating Retailer, We reserve the right to debit the value of that transaction from your Account.
28. YOU WILL NOT REGISTER WITH THE REWARDS PROGRAM UNDER ANY IDENTITY MORE THAN ONCE WITHOUT FIRST TERMINATING YOUR CURRENT REGISTRATION AND YOU WILL NOT CONCURRENTLY HOLD MORE THAN ONE ACCOUNT OPENED WITH ANY OTHER ENTITY WITH WHICH WE RUN A SIMILAR REWARDS PROGRAM UNDER ANY IDENTITY. PLEASE NOTE THAT BREACH OF THIS RULE MAY AMOUNT TO AN ACT OF DISHONESTY, LEADING TO CRIMINAL PROSECUTION.
29. You may view your Account through the website with which you registered for the Rewards Program, but you are responsible for keeping the permanent record of the details of your Account including its current balance. It is possible that through events of force majeure or for other reasons beyond our reasonable control We temporarily or permanently lose the data associated with your Account. You agree that We shall have no liability to you whatsoever in connection therewith.
30. It is possible that during the period with which you are registered for the Rewards Program YM, through whose website you registered, ceases to be a Rewards Program Partner ("Partner Closure"). In this event YM will advise all MONEY BACK members and will post a page, notifying you if and when that happens
31. In the event of a Partner Closure your Account will thereafter be available only through the Cashback.co.uk website until such time as your Account is closed. You understand that in this event, your communication in respect of the Rewards Program will be conducted with Us and you agree that thereafter, subject to these Rules, We shall be entitled to deal with you as a participant in the Rewards Program as if you had registered for it through the Cashback.co.uk website.
32. Upon ceasing to be a participant in the Rewards Program your Account will be closed. In the event that your Account is closed you will automatically cease to be a participant in the Rewards Program. In the event that for a period of 12 months (i) you do not complete any Approved Transactions; and (ii) the balance on your Account does not change then your Account status will become an ' Inactive Account'. Unless We determine otherwise in Our absolute discretion and on a case-by-case basis, upon becoming an Inactive Account, the balance of your Account shall be voided and it shall be automatically closed.
33. We may do any of the following at any time without cause or liability and without your consent: (i) close your Account; and/or (ii) amend, suspend or terminate the Rewards Program, any part of it or any feature within it; and/or (iii) restrict the hours of availability of the Rewards Program; and/or (iv) limit the amount of your permitted use of the Rewards Program.
34. You acknowledge and agree that regardless of the size of the balance of your Account, the Cashback Rewards standing to its credit, or to be credited to it shall be automatically voided (so that you will not be entitled to any payment in respect thereof) in any and all of the following circumstances:; (i) if We or YM should experience any event or process forming part of an insolvency, administration, receivership or winding up; or, (ii) if YM or the MONEY BACK Club through whom you registered for the Rewards Program should cease to be part of the Rewards Program; or, (iii) if for any reason, We should be unable to continue further funding of the Rewards Program, in whole or in part and whether as regards some or all participants in it; or, (iv) we terminate your Account because of a breach or suspected breach of these rules by you; (v) if you close your Account; or (vi) it is automatically closed as an Inactive Account.
35. If We terminate your Account because of a breach by you of these Rules you agree that you will not seek to register with the Rewards Program again, whether using the same or a different identity to that under which you originally registered. Otherwise you may voluntarily close an Account, and re-register with the Rewards Program.
36. YOU EXPRESSLY AGREE THAT PARTICIPATION IN THE REWARDS PROGRAM IS AT YOUR SOLE RISK. YOU UNDERSTAND THAT YOUR PURCHASE OF GOODS OR SERVICES FROM PARTICIPATING RETAILERS IS SUBJECT TO AND GOVERNED BY THEIR TERMS AND CONDITIONS OF SALE AND NOT THESE RULES AND THAT THESE RULES DO NOT AFFECT YOUR RIGHTS IN RESPECT THEREOF. HOWEVER FOR OURSELVES ONLY WE MAKE NO WARRANTY WITH REGARD TO ANY PRODUCTS OR SERVICES OBTAINED BY YOU FROM PARTICIPATING RETAILERS AND HEREBY EXPRESSLY EXCLUDE TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW ALL REPRESENTATIONS AND WARRANTIES INCLUDING AS TO TITLE, FITNESS FOR PURPOSE, MECHANTABILITY AND/OR SATISFACTORY QUALITY REGARDING GOODS AND/OR SERVICES OBTAINED FROM PARTICIPATING RETAILERS THROUGH THE REWARDS PROGRAM.
37. YOU AGREE THAT THE REWARDS PROGRAM IS PROVIDED ON A STRICTLY "AS IS" AND "AS AVAILABLE" BASIS. WE MAKE NO WARRANTY THAT THE REWARDS PROGRAM WILL MEET YOUR REQUIREMENTS OR THAT IT WILL BE UNINTERRUPTED, TIMELY, OR ERROR FREE NOR DO WE MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE REWARDS PROGRAM OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH IT.
38. WE SHALL NOT BE LIABLE FOR ANY SPECIAL INDIRECT, INCIDENTAL, OR CONSEQUENTIAL LOSS OR DAMAGE OR FOR ANY AWARDS OF PUNITIVE OR AGGRAVATED DAMAGES RELATING TO YOUR PARTICPATION OR INABILITY TO PARTICPATE IN THE REWARDS PROGRAMME.
39. THESES RULES DO NO AFFECT THOSE OF YOUR STATUTORY RIGHTS WHICH CANNOT BE AMENDED OR EXCLUDED IN LAW AND THE EXCLUSIONS AND LIMITATIONS OF LIABILITY CONTAINED IN THEM SHALL BE CONSTRUED AND APPLIED ACCORDINGLY.
40. YOU SHALL INDEMNIFY AND HOLD US OUR AFFILIATES, OFFICERS AND EMPLOYEES HARMLESS FROM ANY CLAIM, DEMAND, EXPENSE OR DAMAGE (INCLUDING REASONABLE LEGAL FEES) RELATING TO YOUR BREACH OF THESE RULES, AND/OR THE TERMS APPLICABLE TO PARTICIPATING RETAILERS PROMOTIONS AND/OR THE USE OF THE MONEY BACK CLUB.
41. Our failure to enforce your strict performance of any provision of these Rules will not constitute a waiver of Our right to subsequently enforce such provision or any other provision of them.
42. In order to minimise the risk of you failing to initiate transaction tracking We may but shall have no obligation to implement a software programme that will be installed on the device that you use to access the Rewards Programme. It will analyse the URLs entered into your web browser to (i) see if they match those of Participating Retailers and (ii) in the event that they do notify you of any failure to initiate transaction tracking. Its use shall be subject to the following terms and conditions:
a. You may not reproduce, distribute, transmit, print or transfer information related to the Cashback Alerter software.
b. The statistics information collected by Cashback Alerter are used in compliance with our privacy policy and only used to track your appropriate rebates.
c. The Company and its agents may pop up brief messaging alerts when you can save money by shopping through the Rewards Programme.
d. Where a pop up alert has been displayed Cashback Alerter will provide a button requiring your explicit confirmation that you wish to track your cashback with the specificed retailer during that browser session.
e. Cashback Alerter can be easily uninstalled using Windows 'add or remove programs' control panel.
f. Cashback Alerter will automatically update to newer versions when they are available.
g. You shall have no right and undertake not to: (i) modify the software in whole or in part; and/or (ii) Decompile, disassemble or reverse engineer the Cashback Alerter software except as expressly permitted by applicable law.
h. SHOULD YOU FAIL TO COMPLY WITH ANY OF THE ABOVE, YOUR USER RIGHTS ARE AUTOMATICALLY TERMINATED. THIS TERMINATION WILL BE IN ADDITION TO ANY CRIMINAL, CIVIL OR OTHER REMEDIES WHICH WE MAY SEEK. We shall not be liable under any circumstances for damages of any character (including, but not limited to, direct or indirect damages resulting from the loss of business profits, business interruption, loss of business information, or other pecuniary loss) arising out of the use or inability to use this software.
i. The Cashback Alerter software is provided under license on an "AS IS" basis, without warranty of any kind, express or implied, including without limitation, implied warranties of merchantability and fitness for a particular purpose. In no event shall We, or any third party involved in the creation, production, or delivery of the Cashback Alerter software be liable under any circumstances for any direct or indirect damages including, but not limited to, damages for loss of business profits, business interruption, incurred by the user even if advised of such damages.
j. The entire risk as to the results and performance of the Cashback Alerter software is borne by you. We may, at any time, revoke this license by notifying you. You may cancel your license to use the software by destroying or erasing all copies of it.
k. The software, including its code, documentation, appearance, structure, and organization is the exclusive property of Cashback.co.uk, who shall retain all right title and interest in and to the software throughout the world for the full period thereof as the same may be extended or amended including in any and all modifications to and improvements thereof.
43. These Rules shall be governed by and construed in accordance with the laws of England and Wales, whose courts shall have exclusive jurisdiction over any and all disputes arising out of or in connection with them.
MONEY OFF Terms & Conditions
The Wolves Card regularly negotiates discounts with local retailers and merchants on your behalf and presents them to you as the MONEY OFF scheme. These discounts are displayed on the Wolves Card website at www.wolvesprepaid.co.uk and are regularly updated and amended. The MONEY OFF scheme is offered on the following basis :-
1. In order to secure the point of sale discount, payment must be made using your valid Wolves Card. Unlike MONEY BACK where any method of payment can be used, MONEY OFF is absolutely dependant on you using your Wolves Card as the means of payment at the participating retailer/merchant.
2. Yes! Money and/or the Wolves card receive no payment or commission in relation to MONEY OFF discounts negotiated on your behalf. The discount is offered by the participating retailer/merchant and is deducted from the point of salepurchase price in accordance with the terms of the offer from the participating retailer/merchant.
3. YOU EXPRESSLY AGREE THAT PARTICIPATION IN MONEY OFF IS AT YOUR SOLE RISK. YOU UNDERSTAND THAT YOUR PURCHASE OF GOODS OR SERVICES FROM PARTICIPATING RETAILERS IS SUBJECT TO AND GOVERNED BY THEIR TERMS AND CONDITIONS OF SALE AND NOT THESE RULES AND THAT THESE RULES DO NOT AFFECT YOUR RIGHTS IN RESPECT THEREOF. HOWEVER FOR OURSELVES ONLY WE MAKE NO WARRANTY WITH REGARD TO ANY PRODUCTS OR SERVICES OBTAINED BY YOU FROM PARTICIPATING RETAILERS AND HEREBY EXPRESSLY EXCLUDE TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW ALL REPRESENTATIONS AND WARRANTIES INCLUDING AS TO TITLE, FITNESS FOR PURPOSE, MECHANTABILITY AND/OR SATISFACTORY QUALITY REGARDING GOODS AND/OR SERVICES OBTAINED FROM PARTICIPATING RETAILERS THROUGH THE MONEY OFF SCHEME.
4. YOU AGREE THAT THE MONEY OFF SCHEME IS PROVIDED ON A STRICTLY "AS IS" AND "AS AVAILABLE" BASIS. WE MAKE NO WARRANTY THAT THE MONEY OFF SCHEME WILL MEET YOUR REQUIREMENTS OR THAT IT WILL BE UNINTERRUPTED, TIMELY, OR ERROR FREE.
5. WE SHALL NOT BE LIABLE FOR ANY SPECIAL INDIRECT, INCIDENTAL, OR CONSEQUENTIAL LOSS OR DAMAGE OR FOR ANY AWARDS OF PUNITIVE OR AGGRAVATED DAMAGES RELATING TO YOUR PARTICPATION OR INABILITY TO PARTICPATE IN THE MONEY OFF SCHEME.
6. THESES RULES DO NO AFFECT THOSE OF YOUR STATUTORY RIGHTS WHICH CANNOT BE AMENDED OR EXCLUDED IN LAW AND THE EXCLUSIONS AND LIMITATIONS OF LIABILITY CONTAINED IN THEM SHALL BE CONSTRUED AND APPLIED ACCORDINGLY.
7. YOU SHALL INDEMNIFY AND HOLD US OUR AFFILIATES, OFFICERS AND EMPLOYEES HARMLESS FROM ANY CLAIM, DEMAND, EXPENSE OR DAMAGE (INCLUDING REASONABLE LEGAL FEES) RELATING TO YOUR BREACH OF THESE RULES, AND/OR THE TERMS APPLICABLE TO PARTICIPATING RETAILERS PROMOTIONS AND/OR THE USE OF THE MONEY OFF SCHEME.
8. These Rules shall be governed by and construed in accordance with the laws of England and Wales, whose courts shall have exclusive jurisdiction over any and all disputes arising out of or in connection with them.